Business Financial Planning

When people talk about financial stability of a business, it usually revolves around the words profit, assets, and operations. In most cases, financial planners are only sought after for present needs such as getting group benefits and implementing debt repayment plans. But there is so much more value a business can get from having the suitable business financial plan.

A good business financial plan lays the foundation that guides your focus as your business thrives. There are a lot of benefits a business financial plan gives, such as discovering a clear company vision, analyzing risk exposures within your business and ways to improve within the financial boundaries of your business. Most importantly, it allows ample room for risk mitigation and crisis management during turbulent times.

Flip My Business helps clients by designing sensible cash flow management and smart budget allocation, designing tax efficient and risk reduction solutions, and formulating suitable retirement and succession plans.

Financial Planning

Flip My Life believes in the importance of understanding the growth of a business on top of its financial and operational aspect.  That each business phase has distinct needs to focus and address. With this, Flip My Business financial plans are curated to your business phase for a better business financial plan.

Buy/Sell Agreements

Like marriages, business partners start off wanting to be together for a long time, maybe even forever. Unfortunately, not all business partners stay together forever and they do “break up”. Some end on good terms and others, not so good terms. There are many reasons why business partners separate and if not planned properly, these reasons may have a negative impact on the success of your business.

Your business can suffer if one partner dies, or leaves due to a permanent disability, retirement, bankruptcy, divorce or an unresolved dispute between business owners. A Buy/Sell Agreement outlines how to handle a death, disability and retirement of one of the owners, including disagreements about ownership and operation of the business when an owner wants to leave the partnership.

Key Person Insurance

How valuable is each member in your team? What impact will your business have if your most valuable member doesn’t show up for work? These are the questions that most business owners don’t think of until it’s too late. It’s important for businesses to identify and protect their key person(s).

Key person insurance helps your business financially recover from the loss or disability of an employee or partner who played a significant role in your business. Benefits can be used for hiring new talent, paying off debts, loss of business income or cover any other financial burden that resulted from losing your key person.

Flip My Life will help you protect one of your most valuable assets and give you peace of mind that your business will be financially covered.

Business Succession Planning

A business exit strategy is like the blueprint of its future. It gives you a goal to envision for, it acts as a metric of your success and it strengthens your vision for your life beyond the business. This may be your retirement or you may simply want to leave the business to do something else. What does that look like, how much does it cost and how do you implement this? All these questions can be answered with proper business planning. If you fail to plan for your business succession, you are taking away the guidance that your business needs to adapt to any sudden change in your business.

Group Benefit Plans

Your employees are the lifeblood of your business. They determine your business productivity, profitability, and ultimately your long-term stability. Hence, there should be emphasis on the importance of taking care of your employees not just in the present, but also in the future. This can be accomplished by giving you and your employees the peace of mind with a group plan.  A good group health and dental plan means that employees don’t go out-of-pocket for health and dental expenses.

What We Offer:

  • Group Life Insurance
  • Prescription Drugs
  • Dental Coverage
  • Accident Death & Dismemberment
  • Extended Health Care and Paramedical Practitioners
  • Health Spending Accounts


The Launch
The Launch
The Launch is targeted to businesses in its start-up phase. This stage involves the nitty-gritty and humble beginnings. This is where you, as a business owner, encounter your firsts– first client, first sale, your first mistake. This will help you learn and evolve from these first times and prepare to take another leap.
The Leap
The Leap
The Leap is the growth and survival phase of your business. Business fundamentals are established, and numbers are starting to grow. In this stage, it is important to start preparing for the long-term growth of your business. This package will equip your business the necessary tools to embrace business longevity.
The Lift Off
The Lift Off
This is the phase when a business has already built a solid foundation and their expansion is ready to begin. More often than not, business owners forget to prepare their employees for this growth. Flip My Business financial plan for the Lift Off includes tackling group benefit plans and protection for key employees.
The Leader
The Leader
Having a strong business foundation, a stable growth, and success to maintain is what makes a business leader. These are the businesses at least a decade strong. This is when operations are most efficient, everything is working out, and businesses have the perfect room to re-evaluate a retirement and exit strategy.
The Legacy
The Legacy
The Legacy happens when a business has come to its inevitable end. This is often the result of retirement, sickness/accident or death of an owner and makes running the business no longer feasible. The Legacy is when a business implements its exit strategy that does not involve a transfer to someone else.
The Landing
The Landing
After the retirement or death of an owner, a business can be transferred to another suitable owner. This is why having a retirement and exit strategy plan is important. This ensures there is continuity and a succession plan to implement. More importantly, at retirement or premature death, your loved ones are taken care of.

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