Personal Financial Planning
Cash Flow & Debt Management
Proper cash and debt management is the foundation of financial wellness and stability. It can be as simple as not monitoring where your money goes, which can have a snowballing effect on your long-term financial health. Flip My Life will help you kickstart your way to achieving your financial goals.
Retirement Planning
Everyone has a lifestyle goal we want to achieve after retirement. How eager you are to achieve this, is reflected by the amount of planning you do for your better years– your retirement. Flip My Life and its over 10 years of industry experience is your partner to making your retirement dreams into reality.
Risk Management
The key to facing any financial downturn is risk management. Flip My Life acknowledges the uniqueness of every individual and implements a personal approach to building a suitable financial plan; from getting to know the contributing factors to implementing a customized financial strategy.
Investments
Your financial wellness is not only dictated by how much you earn and how much you spend. There are many factors at play, many of which are beyond our control. The financial market is a friend to the prepared and a foe to the unaware. Working with a seasoned financial planner with a proven process, can navigate you through the complicated financial world.
Tax Planning
So many people unknowingly put themselves in disadvantageous tax positions. The key to avoid this is working with a team of professionals knowledgeable of the ins-and-outs of the tax system. You may even find yourself saving more than what you think!
Estate Planning
We spend our lives working for our future, growing our estate. Take your finances to an even better position by ensuring your loved ones enjoy your legacy the way you planned. We can help you build a plan and save on probate fees and taxes.
Packages
Flip My Budget
Rich is how much you make. Wealth is how much of it you are able to spend. The fine line between rich and wealth is discipline. Financial discipline goes as far as retirement planning or buying a new house but it starts with a financial budget. It is the roadmap towards your financial goals. A budget can shed light on your spending habits which are harmful to your financial health, whether you know it or not.
This plan will help you find the right balance between your income and expenses. We tailor a personal spending plan suitable for your financial goals.
Packages include:
- Review your bank statements and credit card statements
- Review your current spending habits
- Create a new monthly budget
- Provide recommendations
- Follow up session to ensure your plan is working for you
Flip My Debt
Recent times have been proven to be tough for many and money is becoming tighter and tighter. Inflation and higher cost of living grows at a faster rate than how much we earn and becomes detrimental to our financial health, even more so for individuals already juggling debt. If this concern applies to you, then you should get in touch with someone that will help you in taking the first step.
This plan is your assistant in getting ahead of your debts through credit counseling and debt management planning. Here, you have nothing to lose – just debt.
Packages include:
- Review your bank statements and credit card statements
- Review your current spending habits
- Analyze your credit report
- Create a personalized debt repayment plan
- Create a new monthly budget
- Provide recommendations
- Follow up session to ensure your plan is working for you
Flip My Goal
Are you working on a new goal? Buying a new house? Planning your retirement? Building a family? Be a few steps ahead towards your vision through goal planning. Taking care of the financial aspect of your goals can lift so much burden off your plate.
Flip My Goal will help you understand the financial aspect of your goal and how it can be managed suitable to your needs and circumstances. Our team can help you map your way to your next milestone.
Packages include:
- Help you create SMART goals
- Review your current spending habits
- Create a new monthly budget
- Create a plan of action to achieve your goals
- Provide recommendations
- Connect you with professionals – if required
- Follow up session to ensure your plan is working for you
Flip My Future
Life consists of endless decision-making, big or small, short-term or long-term. Many of these decisions involve money–from which food to buy today and paying bills to choosing the appropriate investment vehicles for you. Our team identified focus areas– the 6 pillars, for your long-term wealth management through Flip My Future.
Cash flow management determines the achievability of your goals. This evaluates how your current and future cash flows impact your short-term and long-term goals.
The wide range of insurance products available ensures the mitigation of loss and encourages financial stability.
Understand available investment strategies according to your investment objectives and constraints and identify suitable investments for you.
Futureproof your wealth through retirement planning and income plans to reach your retirement goals.
Understand tax implications of your income sources and maximize eligible tax deductions and credits.
Manage your estate succession through probate planning, creditor proofing an estate, and other estate planning strategies.
Packages
Basic financial plan integrates all 6 financial pillars and help identity you immediate needs to get you started on your financial journey.
A comprehensive financial plan not only identifies your immediate needs but also takes a deeper dive and analyzes how the 6 pillars integrate with each other and reviews possible what if scenarios.
